Higher Education Institutions are facing numerous challenges, all of which affect the bottom line and long-term stability of the institution.
In addition to diminishing cash reserves, large amounts of long-term debt, increasing discount rates, and significant changes to the higher education landscape (e.g., online vs. on-campus programs), there is a projected long-term plateau in the number of high school graduates.
Quickly increase cash flow
Create an internal line of credit
Refinance existing loans
Build new facilities
Hire more staff and faculty
Launch new programs
Emerge has an exclusive partnership with Blackford Ventures to bring creative financing solutions t0 higher education institutions.
Blackford Ventures is backed by several large banks including Goldman Sachs and Key Bank in the amount of $1 billion.LEARN MORE
The Lease-Leaseback Model
The Sale-Leaseback Model
Higher Education Loan Program
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Blackford Ventures, LLC is a private, equity firm based in Lancaster County, Pennsylvania that invests in successful, growth-oriented businesses that desire to maximize market potential.
Blackford also provides private and public entities with access to capital and has partnered with Emerge Education, LLC to provide the same level
of business excellence and financial opportunity to higher education institutions.
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To learn how Emerge Education can unlock your assets and position your institution for success – now and for the future.
Holistic Risk Management
Risk Cooperative provides organizations holistic risk management, helping them to mitigate against all classes of risk.
Leveraging this enterprise-wide risk analysis, Emerge Education has partnered with Risk Cooperative and Ridge Global to provide institutions with access to a suite of insurance programs and solutions that will reduce their operational risk, provide them with economies of scale, and create added value.
Cyber InsuranceOne of the newest threats facing academic institutions are cyberattacks. Our solution leverages state-of-the-art technology, breach response teams, coupled with education to provide robust insurance to properly reduce exposures and build up cybersecurity.
Physical SecurityThe risk landscape has changed for schools, with the rise of mass shootings and terrorist attacks. Organizations must look to proactive solutions to mitigate potential attacks and offset the financial liability. The Physical Security program brings together the best in risk management and crisis response firms, coupled with broad coverage insurance to provide firms comprehensive protection.
Tuition ProtectionEducation in the U.S. is growing less attainable for the majority of Americans. This is compounded when students face unexpected tragedies such as illness or death of a family member. Tuition Protection is designed to help students continue their education against these perils. It provides reimbursement of tuition expenses, as well as funds to finish their education for up to four semesters.
Flight ResponseMore and more institutions are promoting travel abroad programs, but are woefully under protected for the risks they represent. The Flight Response program goes beyond traditional emergency evacuation and travel plans, consolidating the needed coverages into a single policy including K&R, Emergency Medical, evacuation from political unrest and riots, as well as natural disasters.
Unlike natural disasters or other events that can disrupt your business, cyber-attacks occur every minute of every day in every industry. While the threat cannot be eliminated, Ridge Global can help you aggressively evaluate and manage your risk. We continually evaluate emerging tools to address evolving threats so you can be assured that you have access to the best and latest solutions.
Ridge Global was founded by Tom Ridge, the first U.S. Secretary of Homeland Security and 43rd Governor of Pennsylvania, to help organizations decrease security risks. He has assembled a team of globally recognized experts who offer clients strategic counsel on identifying, preparing for, and mitigating risk.
Risk Cooperative is a specialized strategy, risk, and advisory firm helping organizations to better manage risk, and limit their exposures. Operating on a global scale, Risk Cooperative works hand-in-hand with organizations to identify, mitigate, and reduce the key exposures that would otherwise derail their operations.
As an extension of the client’s team we are able to address all classes of risks and insurance placements. Where a need arises that is otherwise unaddressed by the current set of available insurance solutions, Risk Cooperative is able to custom-design bespoke solutions.